Comments on: How Will Your Investment Make Money?

By: payday loans

payday loans — Mon, 22 Feb 2010 05:39:00 +0000

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By: florida claims adjuster

florida claims adjuster — Sun, 21 Feb 2010 20:31:54 +0000

My advice to people with bond portfolios right now is to sell the bonds that are at a profit to take the profits off the table (anticipating rising rates in the near future) and hold the bonds that are at a loss for the most part. In regards to the rest of their retirement portfolio, i recommend a diversified market driven portfolio of bond and stock mutual funds and etf’s (managed by a professional money manager) and using income annuities to meet your basic cost of living that the income from the bonds doesnt meet. if your interested in leaving a legacy, you might want to consider permanent life insurance as well.

By: avmed

avmed — Sun, 21 Feb 2010 19:29:51 +0000

I just buy corporate bond funds with intermediate target maturities. Corporate bonds are still paying a little bit, and Corporate America is fairly healthy right now. Whether they can keep the bottom line stable with a constantly shrinking customer base (thanks to a shrinking number of gainfully employed people) is a legitimate question, but it’s a stretch to say they can’t service their debt of the next seven years if they are investment-grade now. Even though inflation is a near certainty, we still don’t know when it’s coming, and there’s no point, in my opinion, bailing now when it could be two or three years. In any event, the inflation is much more likely to be Jimmy Carter-style vs. Zimbabwe-style, and Carter-style inflation won’t drive intermediate term bonds down in price anywhere nearly as bad as what you’d call a bubble asset, like a dot-bomb stock or a house out in the Arizona desert. As for treasuries, there’s not much point in investing in them now even without a bubble scare. The returns are so pitiful, you might as well hide the cash in your mattress. TIPS are a fine concept, but you had better have your TIPS in some kind of tax-advantaged account, since the nominal return is taxable. Since the rate on them is essentially zero above inflation, when inflation picks up your economic loss will be the nominal return times your tax rate.

By: Jeremy Jefferys

Jeremy Jefferys — Thu, 18 Feb 2010 10:00:41 +0000

Then again, the opposite could be true. - I

By: Jason Joffe

Jason Joffe — Mon, 15 Feb 2010 15:47:23 +0000

This is a good approach to what, for some, may be a controversial topic. Very well though out post. - I’m not afraid to die. I just don’t want to be there when it happens. - Woody Allen Born 1935

By: free mcdonalds food coupons

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