Archive for March, 2010
To Master Money, Learn to Manage it!
March 26th, 2010
Mukesh Dedhia
It is very important to master the art of managing one’s money. Usually one spends 20 yrs to equip oneself to earn money and then puts no effort to preserve or make the earnings work for them. The trend towards nuclear families and breaking down of conventional ones emphasizes the need to learn skills of managing money. This highlights the fact that financial planning has become a basic life skill today.
Do Not Get Carried Away By the Word “Guarantee”!!!!
March 26th, 2010
Mukesh Dedhia
As soon as we hear the word “guarantee” the feeling that comes to our mind is of security or surety. Especially when it comes to guarantee on the returns our money is going to earn, through investments, we become all the more happy to invest. Guaranteed return products are undoubtedly very popular among us Indians. We use at least one of these products, say, bank fixed deposits, NSC, KVP, PPF, RBI Bonds, etc., to pick up a decent fixed return.
What fiscal stimulus was all about
March 19th, 2010
Mukesh Dedhia
Follow the link for this interesting article:
Term Of The Day - Peak Debt
March 12th, 2010
Mukesh Dedhia
What Does it Mean?
The point at which a household or economy’s interest payments become so high compared to income that a halt in spending must occur. This is followed by a period of debt reduction.
Term Of The Day - Private Placement
March 10th, 2010
Mukesh Dedhia
What Does it Mean?
The sale of securities to a relatively small number of select investors as a way of raising capital. Investors involved in private placements are usually large banks, mutual funds, insurance companies and pension funds. Private placement is the opposite of a public issue, in which securities are made available for sale on the open market.
Term Of The Day - Bear Hug
March 5th, 2010
Mukesh Dedhia
What Does it Mean?
An offer made by one company to buy the shares of another for a much higher per-share price than what that company is worth. A bear hug offer is usually made when there is doubt that the target company’s management will be willing to sell.
Financial Planning Is Not JUST About Finances!
March 4th, 2010
Mukesh Dedhia
I guess most of the doctors & lawyers will agree with me that, most of the cases we come across while practicing our profession are a challenge in themselves. The practical world is quite different from the theoretical stuff that we study. Though we may have done n number of case studies while preparing our exams but real life cases have their own dynamics & difficulties, because they are not just about passing an exam but about saving somebody’s life or money!