Archive for the ‘Mukesh Dedhia's published articles’ Category
Social Media,an effective marketing tool-An illusion or a fact?
August 2nd, 2010
Mukesh Dedhia
“Change is the law of life and those who look only to the past or present are certain to miss the future” as said by John Kennedy.
We have been listening to the same thing wrapped up with different words that is- change is inevitable, change should be constant, change is a must and the list goes on. In a nutshell, change is the spice of life and it should be welcomed.
Every time it is observed that with a certain change earlier people are reluctant to accept it but then after knowing that they have no way out, they tend to learn it and get quite comfortable with it.
We humans have really come a long way from the “I-Age” to “I-Age”. Confused?? From the “Ice Age” to the “Internet Age”
The Debt-Gold-Equity Hybrid
July 22nd, 2010
Mukesh Dedhia
We all dream for a bright future for our loved ones and plan our investments accordingly. However market fluctuations & changes in the economy can sometimes put an end to your dreams. Therefore it’s advisable to spread your investments across different asset classes.
There are obviously no guarantees but you can maximize your chances of making money irrespective of what is happening in the economy by investing in a diverse range of assets (such as equity, debt and gold). By balancing your investments across multiple asset classes, you tend to reduce risk of losing money to economic shocks (like the recent global financial crisis).
Understanding Sectoral & Thematic Mutual Funds
July 14th, 2010
Mukesh Dedhia
Mutual Funds have time and again responded to the changing market dynamics. Be it an innovative product or a different investment strategy mutual funds have tried to capture every pocket of the market and enthuse greater investor participation. That could be gauged from the response different ideas have garnered.
INVESTOR EDUCATION AS A GROWTH DRIVER
July 6th, 2010
Mukesh Dedhia
The Indian Wealth Plight is such that India saves heavily but does not invest wisely. We save for long-term goals such as emergencies, education and old age, but do not invest in long-term instruments. Statistics show that we, Indians save about 32% of what we earn. But our exposure to growth oriented financial instruments is still very low. About 65% of what we save is in liquid & safe assets like Cash, Deposits, post Office Savings etc. Another 23% is invested either in property or gold & hence only about 12% of what we save is directed towards growth oriented financial instrument viz. equity.
Is your business really growing????
June 18th, 2010
Mukesh DedhiaA discussion on Economic Value Added(EVA) which helps in valuing a business growth. To know more read further….
It’s all about country risk these days!
June 17th, 2010
Mukesh Dedhia
Where it’s been hardly more than one n half year to the American crisis & the world has barely come out of it, there we have one after another global economic problem striking our face. After America we faced Dubai debt problems & now it’s the Euro zone crisis. Hence for the investor fraternity these days, country risk is a major concern than company risk! In today’s article I wish to analyze current euro zone situation, its impact on India or the way India is placed in comparison to other countries & finally the impact of all this on your portfolios(because after all, your portfolio is all that matters!)
To Master Money, Learn to Manage it!
March 26th, 2010
Mukesh Dedhia
It is very important to master the art of managing one’s money. Usually one spends 20 yrs to equip oneself to earn money and then puts no effort to preserve or make the earnings work for them. The trend towards nuclear families and breaking down of conventional ones emphasizes the need to learn skills of managing money. This highlights the fact that financial planning has become a basic life skill today.
Do Not Get Carried Away By the Word “Guarantee”!!!!
March 26th, 2010
Mukesh Dedhia
As soon as we hear the word “guarantee” the feeling that comes to our mind is of security or surety. Especially when it comes to guarantee on the returns our money is going to earn, through investments, we become all the more happy to invest. Guaranteed return products are undoubtedly very popular among us Indians. We use at least one of these products, say, bank fixed deposits, NSC, KVP, PPF, RBI Bonds, etc., to pick up a decent fixed return.
Financial Planning Is Not JUST About Finances!
March 4th, 2010
Mukesh Dedhia
I guess most of the doctors & lawyers will agree with me that, most of the cases we come across while practicing our profession are a challenge in themselves. The practical world is quite different from the theoretical stuff that we study. Though we may have done n number of case studies while preparing our exams but real life cases have their own dynamics & difficulties, because they are not just about passing an exam but about saving somebody’s life or money!
Applying for IPOs through a new system - ASBA
January 11th, 2010
Mukesh Dedhia
Application Supported By Blocked Amount
Have there been times when you wanted to subscribe for an Initial Public Offer (IPO) but hesitated because you couldn’t afford to lock-in so much money for extended period? Apart from your money being frozen, you are seldom assured of full allotment of shares.
There have been many instances over 2007 and 2008 when investors could not get any allotment in an IPO. In such instances, the dejection only increases. The ASBA or Application Support Blocked Amount process introduced by SEBI in 2008 can lessen investors’ anxiety to a great extent.